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Baccarat
Game Objective
In Baccarat you make a wager that either the Player's hand will win,
the Banker's hand will win, or that the game will result in a tie.
The object of baccarat is to predict which hand will get a point value
closest to 9, keeping in mind that all ten-value cards count as zero and aces
count as one. To participate in the game, you place your wager on the Banker's
hand, on the Player's hand, or on a tie. Then the Player and the Banker are each
dealt a two-card hand. Following standard baccarat rules (shown below), a third
card is dealt to the Player and/or the Banker.
The players place a wager on either the Bank's hand or the Player's
hand. The winning hand is the one with the point total closest to nine after all
the cards are dealt. You can also choose to place your bet on a tie, when both
hands have equal point values. If the game does result in a tie, a wager for the
Banker or the Player is returned. All winning wagers for the Banker and the
Player pay even money. However, if you win by betting on the Banker, the bank
receives 5% commission. If you correctly wager that the two hands will tie, your
payoff is 8 to 1.
Rules summarizing when a third
card is to be drawn
- If either the Player or the Banker have a total of 8 or 9 on the first two
cards no further cards are drawn.
- If the Players total is less than or equal to 5 the Player's hand draws a
third card.
- If the Player does not draw a third card, then the Banker's hand stands on
6 or more and takes a third card on a total of 5 or less. If the Player does
take a third card then the rules below will determine if the bank takes a
third card.
- If the Bank's total is 2 or less then Bank draws a card, regardless of
what the Player's third card is.
- If the Bank's total is 3 then the Bank draws a third card unless the
Player's third card was an 8.
- If the Bank's total is 4 then the Bank draws a third card unless the
Player's third card was a 0,1,8,or 9.
- If the Bank's total is 5 then the Bank draws a third card if the
Player's third card was 4,5,6,or 7.
- If the Bank's total is 6 then the Bank draws a third card if the
Player's third card was a 6 or 7.
- If the Bank's total is 7 then the Bank stands.
Player
| Point
Value of First Two Cards |
| 0-1-2-3-4-5 |
Draws a card |
| 6-7 |
Stands |
| 8-9 |
Banker cannot draw |
Banker
| Point Value
of First Two Cards |
Draws when
the player's third card is: |
Does not
draw when the player's third card is: |
| 0-1-2 |
Always draws a card |
-- |
| 3 |
0-1-2-3-4-5-6-7-9 |
8 |
| 4 |
2-3-4-5-6-7 |
0-1-8-9 |
| 5 |
4-5-6-7 |
0-1-2-3-8-9 |
| 6 |
6-7 |
0-1-2-3-4-5-8-9 |
| 7 |
Always stands |
-- |
| 8-9 |
Player cannot draw |
Player cannot draw |
How To Play
- Click and Drag the chips denomination $1, $5, $25 and $100 on to table
area. Place your choice of your bets; i.e. Banker, Player, Banker and tie,
Player and tie. Or Tie bets in the specified area.
- After placing bets click on "Deal". Two cards for player and two
cards for dealer would be dealt. Depending up on the above given rules the
third card would be dealt.
- Depending on the placement of your bets you would win or lose.
Payoff Table
| Bets on |
Win amount |
| Banker |
Even amount less 5% commission |
| Player |
Even amount |
| Tie bets |
8 to 1 |
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